Channel Islands Health Insurance

If you are simply visiting the islands for a short period of time, such as a holiday or business trip then you do not need Private Health Insurance. However, you should seriously consider taking out a travel insurance policy to prevent the risk of incurring medical expenses whilst visiting the islands, as the European Health Insurance Card (EHIC) does not apply here. As a Jersey or Guernsey resident, there are schemes and services available which can reduce the cost of medical treatment. However, they do not have their own version of the NHS so for proper peace of mind a comprehensive private medical insurance policy is highly advisable. Quick Quote

Insurance companies are not able to give advice to their customers which can often mean they do not fully understand what their policy offers and whether it is suitable for their requirements. At Baker Hudson Health we have found that Jersey and Guernsey residents are often unsure as to whether they require an international, UK or Island plan. We specialise in advising our clients which policy will provide the cover they need; in turn saving time and money. We work with international and UK providers to ensure we always have an appropriate solution. If you are considering a private health insurance policy for the first time in the Channel Islands, you should seek advice from a specialist broker like ourselves who can help explain the benefits you could expect.

If you have an existing private health insurance policy, you could also benefit from speaking to one of our specialist health insurance advisers. We offer a free of charge review no matter how complex your medical history and situation may be. Many of our clients believed they wouldn’t be eligible to change insurer whilst maintaining cover for pre-existing conditions however, after completing the process were pleasantly surprised.